Buying an Annuity

If you choose one of our broking or advisory services, we will do all the research on your behalf and will work with you to find the best/most appropriate product for your individual needs.

Alternatively, via the Self Select Service, you can use our Annuity Supermarket to do your own research. The site provides some guide annuity tables for ease of comparison and allows you to obtain your own individual quotes. If selected, we will then take on the responsibility of moving your pension monies. Either way it can be quite useful to visit our Annuity Supermarket to start to understand what annuity rates you could obtain.

Researching in advance is recommend - below is a brief timeline on when you should be starting this process.

To help you further you can read our Approaching Retirement Guide >

One year to go

• Consider how you are going to spend your time in retirement
• What objectives do you have in retirement?
• What regular income are you likely to receive?

Six months to go

• Are your plans on track?
• Are your investments on track?

Three months to go

• If you can get a health check
• Your annuity - start investigating the options available to you 
• Your tax free cash lump sum

One month to go

• Start the annuity purchasing process by using our Annuity Supermarket or speaking to a Consultant on 0845 850 8550.